About Today: 7 Steps to Get out of Debt

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Today From Jen Hubley, your About Today Editor Every year at about this time, when the back to school sales have subsided and before the holiday shopping starts up in earnest, I like to look at my debt situation. And then I like to scream theatrically and tear at my hair. 7 Steps to Get out of Debt It's easy to get into debt, and not so easy to get out. For one thing, getting out requires effort and planning, while getting in is a natural talent for most of us. How to Ask for a Lower Interest Rate The High Cost of Using Credit Cards How to Make a Plan to Get out of Debt You need to make a plan. Step one of my plan was to take up with a guy who thinks credit cards have germs and will give you a horrible disease if you use them. Something boogery that shows on your face. How to Read Your Credit Report The 6 Worst Things for Your Credit Report 5 Ways to Reduce Your Debt Payments Step two was less fun, and that was actually paying down my debt. There's always a catch. Do You Have Too Much Debt? 66 Ways to Get Money to Pay off Debt How to Create a Frugal Budget And, of course, the last step is to figure out a way to never have to pay off debt again. At least until next year. (Ahem.) Monthly Spending Worksheet How to Budget Annual Spending Today Ads Credit Counseling Debt Management Plan Debt Consolidation Reduction Debt Debt Elimination Featured Articles Know the Categories of Hurricanes Newest 'Dancing With the Stars' Cast Revealed Canada Declares BPA a Toxic Substance How to Get Started in Geocaching College Football Preseason Top 25 Follow Us on Twitter!   More from About.com Plan a Unique Vegas Wedding The minister, music and champagne are just the beginning -- why not get married aboard a helicopter or have a pirate swing in to deliver your rings? Arrrr! More> Join About.com's User Panel! Share your opinions and help us make About.com more relevant, informative and enjoyable to use. More>   Sign up for more free newsletters on your favorite topics You are receiving this newsletter because you subscribed to the About Today newsletter. If you wish to change your email address or unsubscribe, please click here. About respects your privacy: Our Privacy Policy Contact Information: 249 West 17th Street New York, NY, 10011 © 2010 About.com   Advertisement